Living in the UK

Daily life

Driving on an EU licence — and exchanging it

You can keep driving in Great Britain on a valid EU or EEA licence after you move here — for most people, until age 70 (if you were 67 or over when you became resident, for three years). You can also exchange it for a GB licence without a test, and exchanging an EU/EEA licence is free. Different, broadly similar rules apply in Northern Ireland.

Gotcha: if your EU licence was itself obtained by exchanging a non-EU licence, the generous rules may not apply — you may only be able to drive for 12 months. Use the GOV.UK tool above to check your exact position.

Owning a car: insurance, tax, MOT

Three legal requirements, all checkable online: insurance (driving uninsured is a criminal offence), vehicle tax, and — for cars over three years old — an annual MOT safety test.

Public transport

  • National Rail — trains; a Railcard pays for itself quickly if you travel a few times a year.
  • Transport for London — in London, just touch in with a contactless bank card; fares cap daily.
  • Traveline — bus and local transport journey planning UK-wide.

Mobile and broadband

Pay-as-you-go SIMs need no credit history; contracts do. Compare deals on an Ofcom-accredited comparison site, and if money is tight ask providers about low-cost "social tariffs" for people on certain benefits.

The TV licence

Watching or recording live TV on any channel or device, or using BBC iPlayer, legally requires a TV licence per household. Streaming services on demand (without live TV) do not.

  • TV Licensing — costs, exemptions, and how to tell them if you don't need one.

Last reviewed: July 2026.